Terms and Conditions for Website Use
These Terms and Conditions govern your use of zephyrisqo.sbs and your interaction with our financial literacy blog. Please read carefully to understand your rights and obligations.
Last updated on February 2, 2026
Acceptance of Terms
By using zephyrisqo.sbs, you acknowledge and agree to be legally bound by these Terms and Conditions. If you do not accept any part of these terms, you must discontinue use of the website immediately.
Key Definitions
For clarity, these are the terms we use throughout these conditions:
"Website" means zephyrisqo.sbs and any content provided under this Zephyrisqo.
"User" refers to anyone accessing, browsing, or interacting with the site content.
"Content" includes articles, posts, images, and resources shared on zephyrisqo.sbs.
"Service" means the informational blog and features offered by our site.
Website Usage Guidelines
This site is intended for informational purposes only. Users may browse, read, and share content as permitted by these terms—all commercial use is prohibited.
Eligibility
Use of this site is restricted to users who comply with all applicable laws. Access may be revoked if terms are breached.
Users must be 18 years or older for content involving finances.
Your Responsibilities
Using this website, you agree to:
Prohibited Activities
Do not misuse or abuse the features of this website in any way.
Intellectual Property Rights
All blog content, images, and resources belong to zephyrisqo.sbs or respective contributors. Unauthorized copying, distribution, or modification is strictly prohibited and may result in legal action.
User-Submitted Content
You may submit inquiries or feedback but retain responsibility for their legality and accuracy.
Rights to User Content
By submitting content, you grant us the right to use and respond to your submission in operating the website.
Privacy and Data Use
Personal data collected through the site is managed per our Privacy Policy. We respect your privacy and comply with Malaysian laws.
Read our Privacy PolicyNo Financial Guarantees Disclaimed
Content on this site is only for informational purposes and does not guarantee results or promise specific financial outcomes.
Important Limitation Notice
Advice and resources are provided as general guidance. Results may vary based on individual situations.
Limitation of Liability Statement
We are not responsible for direct or indirect losses. Use the website at your own risk.
Indemnification
You agree to hold zephyrisqo.sbs and its contributors harmless for any losses resulting from website misuse or breaches of these terms.
Dispute Resolution Process
If disputes arise, we will first seek to resolve them amicably.
Arbitration
If necessary, disputes may be resolved through arbitration under local Malaysian rules.
This process does not affect rights provided by Malaysian law.
Online Dispute Resolution Availability
You may also access online mediation services for resolving cross-border issues.
Learn about online dispute resolutionSeverability
If any part of these terms is invalid, the remainder remains in effect.
Entire Agreement Statement
These Terms and Conditions, along with other policies, form the full agreement between you and zephyrisqo.sbs.
Applicable Law and Jurisdiction
Malaysian law governs these terms and all related matters.
Termination
We may suspend or end your access to our site if you breach these terms or act unlawfully.
Modifications
We may update these Terms at any time. Continued use after updates means accepting the new terms.
Contact for Terms Questions
Contact us with any concerns or questions regarding these Terms and Conditions.
Contact Email: content@zephyrisqo.sbs
Phone: +60 5-199 1031
Address: Regus - Penang, Gurney Paragon, George Town, Penang 10250 Malaysia
Effective Date: February 2, 2026
Version: v2